As home owners struggle to make ends meet, some decide on the false economy of cancelling their home insurance. However, if an accident occurs this can lead to costly bills.
Home insurance may seem like a luxury, but it could save you thousands if the worst happens to your home. Therefore, instead of not renewing your policy in an attempt to balance your budget, consider ways to make your home safer. This will also have the added effect of reducing your premiums and helping to save money.
Of course, some security measures will have a price tag, but any costs are a one off and there are also simple tips to follow that are free or inexpensive. When deciding what actions to implement, consider what risks your home is likely to face and take appropriate measures to lessen the risk. In particular, pay attention to fire and theft.
Double Glazing
Investing in new windows may seem an expensive option, but installing quality glazing complete with locks will not only save money on your gas and electricity bills but will also discourage all but the most persistent of potential burglars.
Locks
Many locks are easy pickings to house breakers, so take some advice from a locksmith. Consider a more complicated and technical locking system and back it up with old-fashioned bolts. Install a security chain on every door as well.
Security Systems
A top of the range security system may be out of your price range, but buy the best system that you can afford. Even a dummy camera and signs is enough to deter some burglars. Use prominent signs to warn people of your security.
A simple tip is to surround your house with crunching gravel, as it is impossible to creep up unheard, therefore warning you of unwelcome visitors.
It is also possible to install computer software to enable you not only to monitor your house whilst you are away, but that will also allow you to switch on lights and TVs as well as drawing curtains.
Fire Alarms
Buy several alarms and position them strategically throughout your house, including areas such as the airing cupboard on in the roof, as fires can smoulder in hidden places before catching hold.
Ask a Fire Officer to inspect your house for risk and act on their advice. If your building is old, have an electrician inspect the wiring and ensure the chimney is regularly swept.
The more effort you invest in the safety of your home, the more competitive your home insurance premium will become. In addition, your home will be safer as a result.
Source: http://blog.thservices.co.uk/guest-post-home-improvements-to-make-your-home-safer/
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